Tag Archives: Retirement planning

It’s only natural that parents want to help their children succeed in life, but many may be jeopardizing retirement in doing so. In fact, parents are spending twice as much on their adult children than they are putting away to live out their golden years, according to a recent study …

Nastasic | E+ | Getty Images If you enjoy gardening, consider working part time at a nursery a few years before leaving your job. Reports of Americans being unprepared for retirement have become so widespread that it no longer seems to elicit any emotional response. The Employee Benefit Research Institute …

For starters, because you only get one shot at this, make sure you know what you’re signing up for if you choose another plan. That includes ensuring that your medications are covered and that your favorite doctors or other providers are in-network. Roberts said that even if you see your …

Within three decades more than 386,000 homes in coastal areas of the U.S. will be at risk of permanent submersion or regular flooding due to climate change, according to a recent study by real estate website Zillow and nonprofit weather news site Climate Central. About 40 percent of the American …

Jason Edwards, a communications professor at Bridgewater State University in Massachusetts, learned seven years too late that he didn’t qualify for public service loan forgiveness. The Providence, Rhode Island, resident had been paying his debt for that long when the dreadful discovery arrived. Yet Edwards’ story holds a rare, happy …

An exchange-traded fund, or ETF, is a cousin, if not a sibling of these funds, says Kip Meadows, CEO and founder of Nottingham, a Rocky Mount, North Carolina fund administration firm. An ETF’s composition — a diversified collection of securities — is similar to that of a mutual fund. But …

Bill Clark | CQ-Roll Call Group | Getty Images Copies of President Donald Trumps budget for Fiscal Year 2020 are prepared for distribution at the Government Publishing Office in Washington on Thursday, March 7, 2019. Two groups of people are most likely to benefit if Medicare beneficiaries are able to …

A spousal IRA lets you put away retirement funds on behalf of a spouse, even if they have little to no earned income. But you must have wages or earned income in order to make that investment. Other restrictions apply, depending on whether you are investing in a traditional or …

In addition to non-traditional strategies, Schmitzer is working with emerging market local currency bonds. While these investment-grade sovereign bonds are part of a volatile asset class and currency impact can be material, he said, he sees them as a part of a well-diversified fixed-income allocation. “We like the non-dollar denomination, …

And things are likely to get better still. Some states have started to offer individual retirement accounts to employees who don’t have access to a 401(k). The early impacts are already promising, as in Oregon, where the number of people with account balances in the state plan swelled to 21,743 …